WSB Mortgage Services, Inc.-ReverseMortgage4U.com

About Our Company

 WSB Mortgage Services, Inc.
"Your Reverse Mortgage Provider"

Below is a list of States we are Licensed to do Reverse Mortgages

Arkansas Reverse Mortgage - Contact Information:
Toll Free: 866-309-6626
Fax: 916-965-5726

Arizona Reverse Mortgage - Contact Information:
9653 East Via Del Sol Feliz
Tucson, AZ 85748

Phone: 916-965-6087
Toll Free: 866-309-6626
Fax: 916-965-5726

Arizona Mortgage Broker License #0908116

California Reverse Mortgage - Contact Information:
9712 Fair Oaks Blvd. Suite C
Fair Oaks CA. 95628

Phone: 916-965-6087
Toll Free: 866-309-6626
Fax: 916-965-5726
Email: zach@wsbrm.com

Dept. of Corp. CFL #6072621

Colorado Reverse Mortgage - Contact Information:
75 E. 7200 S.
Midvale UT. 84047

Phone: 801-838-9238
Toll Free: 866-309-6626
Fax: 916-965-5726

Colorado Exempt Broker License

Connecticut Reverse Mortgage - Contact Information:
Toll Free: 866-309-6626
Fax: 916-965-5726

Florida Reverse Mortgage - Contact Information:
1451 West Cypress Creek Dr. Suite 300
Ft. Lauderdale FL. 33309

Phone: 561-575-3047
Toll Free: 866-309-6626
Fax: 561-575-3149

Florida Office of Financial Regulation Correspondent Mortgage Lender License #456829

Georgia Reverse Mortgage - Contact Information:

1451 W. Cypress Dr. Suite 300
Ft. Lauderdale FL. 33309
Toll Free: 866-309-6626
Fax: 916-965-5726

Georgia Residential Mortgage Licensee #22316

Missouri Reverse Mortgage - Contact Information:

Toll Free: 866-309-6626
Fax: 916-965-5726

Missouri Exempt Broker License

New Mexico Reverse Mortgage - Contact Information:
Toll Free: 866-309-6626
Fax: 916-965-5726

Oregon Reverse Mortgage - Contact Information:
Toll Free: 866-309-6626
Fax: 916-965-5726

Texas Reverse Mortgage - Contact Information:
C17101 Kuykendahl Rd. Suite 100F

Houston TX. 77068
Toll Free: 866-309-6626
Fax: 916-965-5726

Texas Mortgage Broker License #68752

New Mexico Reverse Mortgage - Contact Information:
C17101 Kuykendahl Rd. Suite 100F

Houston TX. 77068
Toll Free: 866-309-6626
Fax: 916-965-5726

New Mexico Mortgage Loan Company & Loan Broker Act, Cert. #03397

Utah Reverse Mortgage - Contact Information:
75 E. 7200 S.
Midvale UT. 84047

Phone: 801-838-9238
Toll Free: 866-309-6626
Fax: 916-965-5726

Utah Dept. of Commerce Div. of Corp. Commercial Code #6195040-0143

Washington Reverse Mortgage - Contact Information:
Toll Free: 866-309-6626
Fax: 916-965-5726

The Code Conduct By Which We Live:

• Treat all clients with respect and dignity.

• Protect the client’s privacy and confidentiality and not distribute personal financial information to any third party without permission from the client.

• Encourage clients to discuss the loan transaction with family members and/or other trusted advisors.

• Inform clients at no charge about all of the member’s reverse mortgage programs and assist each client to determine the program most suitable for his or her needs.

• When estimating potential reverse mortgage benefits, clearly and accurately identify all costs.

• Take reasonable steps to check out the background and procedures of third parties before accepting referrals of business from them, and refuse to accept referrals from those that are found unacceptable. Members shall disclose to clients any third party with a financial interest in the reverse mortgage transaction.

• Not imply to a borrower that he or she is obligated to purchase any other product or service offered by the member or any other company in order to obtain a reverse mortgage.

• Pay all loan proceeds directly to the borrower, except to retire existing debt, pay a contractor from the borrower’s repair set-aside account, or pay property taxes or hazard insurance premiums from the borrower’s set-aside account for taxes and insurance.

• Employ individuals who have passed a background check and are found to be of good moral character.

• Report any suspected violations of the Code of Conduct to the National Reverse Mortgage Lenders Association, and cooperate with all their investigations.

• Make a good-faith effort to resolve concerns received from clients about a reverse mortgage transaction.

• In all of their loan origination arrangements, comply (with the advice of qualified counsel as appropriate) with all applicable regulatory requirements including: (i) provisions of the federal Real Estate Settlement Procedures Act barring referral fees; (ii) state mortgage regulatory provisions requiring licensing by loan originators, if applicable; and (iii) with respect to FHA-insured HECM reverse mortgage loans, FHA provisions requiring licensing and restricting employment arrangements.
  

Free Reverse Mortgage Quote

Find Out How Much Cash You are Entitled to Receive from a Reverse Mortgage by Filling out the Form Below.

A Reverse Mortgage:

• Can Pay those Hospital or Health Care Costs

• Will Stop that Monthly Payment

• Reduce the Burden on Your Children

• Do those overdue Home Repairs or Improvements

• Pay Your Property Taxes

• Get more Cash for your Daily Living Expenses

• Give you the Money for Travel or to do something special

• Enable you to give gifts

"Its Your Dream...

Use Your Imagination..."

Links and Resources

Reverse Mortgage Calculator

HUD Website...

FHA Mortgage Limits...

Medicare Website...

Home Made Money (PDF)

WebMD Health Reports-Medical Bills Can Lead to Bankruptcy

Social Security Online... 

Social Security Handbook...

Online Medical Dictionary...

National Institute on Aging...

• Find Downloadable Consumer Guides Below: